mortgagemarketinganimals.com members are invited to enjoy all the features and benefits that this site has to offer, but you must abide by the following rules. Failure to abide by these rules may result in immediate termination of your access to mortgagemarketinganimals.com, without refund or recourse.

Terms of Use

1. Do not share your account login username(s) and password(s). Our membership site software is designed to detect this immediately and suspend any account where more than one person signs in using the same username and password.
   
   
2. Do not reprint, republish, repost, or otherwise distribute or transmit content or images presented on this site. Downloading is easy, but just because you may be able to copy our content doesn't mean you own it. Unauthorized use of or copying of our content, trademarks, and other proprietary material can subject you to civil or even criminal liability. Please don't violate our copyright.
   
   
3. No advertising, trading of goods or services, or other commercial use is allowed except where expressly permitted by Carl White Group. No bulk e-mail, junk mail or spam, chain letters, or repeat postings of the same message is permitted anywhere on the forums.
   
   
4. Please use your own name when posting to the discussion forums. Do not impersonate anyone else.
   
   
5. Treat other subscribers with courtesy and respect when posting messages to the member forums. No unnecessary name calling or abuse toward any subscriber is allowed.
   
   
6. Please avoid shouting (using all capital letters) in the discussion forums.
   
   
7. Do not use vulgarity, obscenity, profanity, ethnic slurs, hate speech, or sexually explicit language, or harass, abuse, or threaten other subscribers in the discussion forums. Do not libel or defame others. This site strongly disapproves flaming.
   
   
8. When you post content in the member forums, you permit this site to display and distribute the content, and to use it for advertising and promotion. You grant to this site the complete, perpetual, but non-exclusive right to use, reproduce, modify, adapt, translate, distribute, sub-license, etc. the content in whole or in part, throughout the world and universe, on a royalty-free basis.
   
   We generally do not edit or to monitor messages posted on the member forums, but we reserve the right to edit and/or remove objectionable posts at any time. The person posting a message in the forum is solely responsible for the content of the message and mortgagemarketinganimals.com and Carl White Group may not be held liable for any damages that may result from member posts in the forum. Violators may be permanently banned from using the forums and/or even have their memberhship subscription terminated with no refunds.
   
   
9. ALL SALES ARE FINAL.  We feel that your membership subscription to mortgagemarketinganimals.com will enlighten you, entertain you and provide you with information that you can use to improve your business. However, YOU are ultimately responsible for your own happiness and success. Therefore, mortgagemarketinganimals.com membership subscription fees are neither refundable nor transferable.

Copyright and Trademark Law
All text, graphics, videos and content of any kind on mortgagemarketinganimals.com are protected by U.S. copyright and international treaties and may not be copied or re-used without the express written permission of Carl White Group, which reserves all rights.

Limitation of Liability 
mortgagemarketinganimals.com PROVIDES THE INFORMATION, SERVICES AND PRODUCTS ON THIS WEBSITE "AS IS" WITHOUT WARRANTIES OF ANY KIND. YOU ALSO AGREE THAT THIS SITE SHALL NOT BE RESPONSIBLE FOR ANY CONTENT FOUND ON THE THIS SITE'S FORUMS AND THAT YOUR USE OF THIS SITE'S FORUMS AND ANY DOWNLOADING OF MATERIALS FOUND ON OR THROUGHOUT THE THIS SITE'S FORUMS IS DONE AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER AND/OR DATA THAT MAY RESULT. ALL EXPRESS WARRANTIES AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE HEREBY DISCLAIMED TO THE FULL EXTENT PERMITTED BY LAW. THIS SITE DOES NOT WARRANT THAT THE USE OF PERFORMANCE OF THIS WEBSITE WILL BE TIMELY, UNINTERRUPTED OR FREE OF ERROR, OR THAT THIS WEBSITE OR ITS SERVER WILL BE FREE OF VIRUSES. IN NO EVENT SHALL THIS SITE, ITS OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES BE LIABLE FOR ANY LOSS OR INJURY, DIRECT OR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, OR ANY DAMAGES WHATSOEVER ARISING FROM THE USE OR PERFORMANCE OF THIS WEBSITE OR FROM ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH THIS WEBSITE, EVEN IF THIS SITE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN THE EVENT THAT APPLICABLE LAW PREVENTS THE EXCLUSION OF LIABILITY FOR CERTAIN WARRANTIES, SUCH EXCLUSION DOES NOT APPLY TO YOU TO THE EXTENT LIMITED BY LAW.